What is a Financial Planner?

A financial planner is a professional specializing in creating comprehensive financial plans based on data gathered from the client, including family profile, income and expenses, assets and liabilities, insurance and the client's desires and goals. A financial planner coordinates as necessary with other professionals such as attorneys, insurance and real estate consultants and certified public accountants/tax accountants, and assists in implementing the plan.

To obtain a certification from the JAFP and, therefore, receive authorization to use CFP, CFP® and CERTIFIED FINANCIAL PLANNER® marks or AFFILIATED FINANCIAL PLANNER® and AFFILIATED FINANCIAL PLANNER (spelled in Japanese Katakana characters)® trademarks, the prescribed Education, Examination, Experience and Ethics (4 Es) requirements must be met.

CFP®, CERTIFIED FINANCIAL PLANNER® and CFP are trademarks owned outside the United States by Financial Planning Standards Board Ltd. Japan Association for Financial Planners is the marks licensing authority for the CFP marks in Japan, through agreement with FPSB.
AFFILIATED FINANCIAL PLANNER®, and AFFILIATED FINANCIAL PLANNER (spelled in Japanese Katakana characters)® are registered trademarks of the Japan Association for Financial Planners.